For most people, wanting a comfortable life be it retiring early or having financial freedom it involves having a pool of funds which is a number one priority. …

Growing up I had a rough idea of compounding interest. You basically earn interest on your previously earned interest and principal invested. But only when I calculated the amount did I realise compounding is so important because the effects can be astronomical. You can either allow compounding interest to work…

I’ve started reading Robert Kiyosaki’s book about a year back and at that time I wasn’t really having my finances in order. Sure, I tracked my money whenever I could. …

I’ve been reading Kiyosaki’s book for some time now but I have always wondered about the concept of minding my own business. Not simply being nosy and all but rather just being preoccupied with the ongoing of other people’s lives through social media. …

Finding what you have to say — When we think about a writer, we often think about a person deep in thought, silently thinking and typing away on a typewriter, laptop or journal. That’s the way I think of writers at least. Some view it as boring, dull and unexciting. However, being a writer can be transformative…

When 24 hours in a day just isn’t enough The reality is most of us have 9 to 5-day jobs. It takes most of our time and energy. When we wake up, our body is fresh and energised to work. However, as the day progresses similar to the law of…

Why Does Financial Independence Retire Early Make So Much Sense? — If you have ever heard of the financial early retire early (FIRE) movement you would probably be familiar with the FIRE movement. 1. Firstly let’s understand why a person would want FIRE.

How To Use Dividend Income To Your Advantage Dividends are assets to you when you own a dividend-paying stock. Companies pay shareholders (people like you) dividends (money) when you own a dividend-paying stock to compensate for taking a risk by investing in the company. # Hack 1: Dividend income compounds over time. The sooner you get started, the…

Look at the bigger picture — If you listen to a lot of finance gurus, personal finance experts, etc, they will tell you to skip the $5 coffee. That is the main cause that is keeping you poor. They often highlight that a $5 coffee that you drink every single day after 40 years invested in…